1. Available payment methods
The methods actually available are shown at checkout and may include card payment, bank transfer or another method authorised by the Provider. Only methods displayed as active can be selected.
2. Card payment
Card transactions are processed in the payment provider’s secure system. SAP KFT does not store the full card number, CVC or other sensitive card data. Acceptance depends on the provider’s authorisation.
3. Bank transfer
The confirmation states the amount, reference and bank details. Unless agreed otherwise, fulfilment begins after cleared funds are received. Account: 11600006-00000002-00280248, bank: ERSTE BANK ZRT.
4. Currency and conversion
The payable currency is shown at checkout. A customer’s bank or card provider may apply its own exchange rate or fee, for which the Provider is not responsible.
5. Failed or interrupted payment
A failed payment does not make an order paid. The customer may retry or contact contact@sapkft.hu. For suspected duplicate charges, please provide the transaction identifier and order number.
6. Invoicing
The invoice is issued from the billing details provided by the customer, who is responsible for their accuracy. An electronic invoice may be delivered by email or download link; where indicated at checkout, acceptance of electronic invoicing is part of the purchase process.
7. Refunds
Eligible refunds are normally made using the original payment method. The Provider initiates them within the applicable period, but bank or card processing may take additional business days.
8. Security and contact
The Provider never asks by email for a full card number or CVC. Payment and invoice enquiries: contact@sapkft.hu, +36 30 119-3342. Effective: 2026-08-04.